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At Vantex Capital Group, hard money mortgage lending is our primary business. We have been licensed in the State of California by the Bureau of Real Estate since 2003, and our President has been originating hard money mortgage loans for over thirty years.
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Hard money loans should be asset or equity based and should not be based on the borrower’s credit or history of bankruptcy. Since the vast majority of hard money lenders are small businesses they have the ability to refuse any loan they don’t want to grant for any reason other than racial or ethnic discrimination.