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#bad credit mortgage lenders # VA Loans with Bad Credit Can I still get a VA Loan with bad credit? The VA does not have a minimum credit requirement. It simply requires that borrowers represent a satisfactory credit risk. But ultimately VA lenders issue the loans, and in the current economic climate these lenders are looking for solid credit scores.

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Bad Credit Refinance Mortgage Learn How to Refinance with Late Mortgage Payments & Find Loans Nationwide to Get Cash and Lower Rates. Many homeowners have struggled to refinance with bad credit, because most banks and mortgage lenders do not offer these types of loans anymore.

 · Not every lender allows it, but a co-signed loan can be a solid way to get a mortgage even if your credit is in bad shape. Basically, with a cosigned loan, you find someone with good credit – typically a close relative – who has good or better credit and is willing to sign off on the loan.

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While credit requirements vary by loan type, lenders typically require that you have a credit score of 580 or higher in order to qualify you for any home refinance.This applies to all mortgage types including government-backed loans like an FHA. If your credit score is less than 580, it’s in your best interest to improve it before pursuing a refinance on your mortgage as you likely won’t.

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